Connection failed: SQLSTATE[HY000] [2002] Operation timed out Adding critical illness cover to Whole Life Insurance
   
     
 
 
   
 
     
   
Adding Critical illness cover to...
Whole of life insurance
whole life insurance free quotations

First Please note at this time our online system does not offer the Critical illness benefit included within the quote so if you require this benefit please contact us and we will carry out a free offline quotation for you.

Life most life insurance policies most Whole of life insurance plans will allow the inclusion of Critical illness cover.

That said it will affect the cost of cover as the likelihood of a critical illness claim significantly increases when the cover is whole of life.

So what is critical illness insurance?

Critical illness insurance is a benefit that can be either free standing or in the case of whole of life insurance a "bolt on benefit".

It is a benefit designed to pay out a sum assured on diagnosis of a critical illness.

Some examples of such critical illnesses are :-

Cancer ,Deafness, Cardio Myopathy, Heart attack,  Heart Valve Replacement, Creutzfeldt Jakob Disease, Coronary Artery Bypass, Loss of Limb, Hodgkins Disease, Kidney Failure, Loss of speech, Liver Failure, Major Organ Transplant, Motor Neurone Disease, Loss of independent Existence, Multiple Sclerosis, Paralysis/Paraplegia, Open Heart Surgery, Stroke, Parkinsons Disease, Pre-Senile Dementia, Aorta Graft Surgery, Terminal Illness, Severe Lung Disease, Benign Brain Tumour, Third Degree Burns, Permanent Total Disability, Blindness, Aplastic, Anaemia, Bacterial Meningitis, Coma.

This list above though very extensive is not necessarily an exhaustive list equally it is by no means an indication as to the level of cover or conditions you will get within any particular plan. For a guide to the critical illness conditions covered within any particular plan you should always refer to the specific plans key features documentation.
 
As well as being available on whole of life plans critical illness insurance can also be used as a mortgage protection, family protection or even key man protection, for employers that would need a cash injection in the event a key individual suffered a heart attack stroke or cancer for example.

The main thing to bear in mind about critical illness cover is it will not pay out on out on diagnosis of critical illnesses it doesn't matter what the outcome is, for example you could have a heart attack, get better and go on to lead a very productive life. The benefit on most of these plans is still payable in full, allowing you the life assured to do what you want to do after what is such a traumatic experience, making it a most valuable cover to the life assured than any other.




Why not talk to an qualified advisor free on 0845 539 04 04

 
 
 


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